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QUICK INFO - Ar-Rahnu X’change

LATEST ARX GOLD PRICE

VETO CONSORTIUM SDN BHD AR RAHNU X’CHANGE

QUICK INFO - Ar-Rahnu X’change

Ar-Rahnu X’change offers immediate and easy cash loans with low levy rates in the Islamic pawn broking services. Aside from financing facilities, Ar-Rahnu X’Change also offers jewellery cleaning services as well as professional consultation and valuation service on gold and jewelleries.

+ ELIGIBILITY & REQUIREMENT

  • Citizens and non-Malaysian citizens
  • Permanent resident
  • Do not go bankrupt
  • Aged 18 years old and above

+ ADVANTAGES

  • Free from riba’
  • No process fees
  • The wage rate is calculated daily
  • Long duration of charge
  • Jewelry is safely stored with Takaful protection
  • Transaction business is transparent and made in front of customers

+ TERMS & CONDITION OF THE MORTGAGE

  • All jewelry / gold EXCEPT pawn items shaped like religious or living creatures.
  • Ingot, wafer, coin or gold lump with Purchase Receipt or Certificate of Authenticity.

+ LOAN AMOUNT & PERIOD

  • Maximum margin of margin up to 70% of the value of the charge (Marhun Value).
  • Total daily / accumulated loans up to RM350,000.
  • Loan amount per day for gold is up to RM30,000.
  • The duration of the charge is from 6 months to 36 months.
  • The maximum extension period of the charge shall not exceed 18 months from the date of the charge.

+ PAYMENT METHOD & WAGES

  • Payment at once or in stages.
  • Wages are calculated based on the marhun value and the number of months the charge is redeemed.
  • The minimum wage rate equal to the half-month rate will be charged on the mortgage item redeemed for a period of less than 15 days.
  • Click to view safekeeping rate.

We offers immediate and easy cash loans with low levy rates in the Islamic pawn brooking services. We also offers jewelry cleaning services as well as professional consultation and valuation service on gold and jewelries.

Veto Consortium Sdn Bhd now managed two franchise of Ar-Rahnu X’change which is Ar-Rahnu X’change Pasar Borong and Ar-Rahnu X’change Ampang Point.

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Gold Trading and Islamic Pawn-brooking Service Malaysia

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